If you are male, age 20-28, able to run 2 miles in 12 minutes and do 15+ pullups, and always have a deco chamber on your dive boat, then the Navy tables are probably a good match for you. If these are not true than I'd suggest you use significant caution in using the Navy tables.
What if you are 61 and can do that?
I am going with the computer considering human nature to occasionally make an entry to the table error. But, you guys realize that most technical divers use a bottom timer and tables? The advantage to a computer is that it can handle continuously changing depth and credit the diver (or penalize) on the fly so while the computer appears more conservative in practice it might not be.
On a square profile dive to 120 feet I have 15 minutes. But, using a computer, I have stretched the dive to over an hour, of course I was only at 120 for a minute or two. Which is more conservative? I think the real issue here is that most of the divers trained today or even in the last decade really do not know or understand the application of the tables or how to plan a dive or do multilevel dives and repetitive multilevel dives using tables.
N