I live in Melbourne, FL, but most rec divers go south to Jupiter and West Palm. Reason: the gulf stream comes close to shore then swings out east where I live. Plenty of wrecks, most diving is dift diving, so if you go down to see a wreck, it's usually a negative entry, or follow an anchor line. The Keys is suppose to be the best, but I haven't made it that far south yet. You can dive all year around with a 3mm wetsuit.