HBO MD
Contributor
I wanted to share a ridiculous scenario with you. The Majestic Explorer was due to host me on a Galapagos trip and as everyone knows, it sank.
Of course, having purchased top of the line DAN travel insurance one would take for granted that one is covered. I mean, DAN specializes in dive coverage and hence of course ensures it's partner AIG would have a complete and transparent understanding of the situation.
This was not the case.
"Claim denied". Sinking is not covered!
I guess I had to go down with the ship to have obtained some compensation.
They claim that one has to purchase an additional coverage which adds about another 50% to the fee.
I have no idea how to proceed or petition these guys, but I wanted the community to know that you must scrupulously review the conditions of the policy or you'll be out of a substantial amount of money.
Any suggestions of how to address this absurd situation are most welcome.
Of course, having purchased top of the line DAN travel insurance one would take for granted that one is covered. I mean, DAN specializes in dive coverage and hence of course ensures it's partner AIG would have a complete and transparent understanding of the situation.
This was not the case.
"Claim denied". Sinking is not covered!
I guess I had to go down with the ship to have obtained some compensation.
They claim that one has to purchase an additional coverage which adds about another 50% to the fee.
I have no idea how to proceed or petition these guys, but I wanted the community to know that you must scrupulously review the conditions of the policy or you'll be out of a substantial amount of money.
Any suggestions of how to address this absurd situation are most welcome.