Best Flood/damage insurance

[peterjmaerz]

Hello Wet Ones,

Just severely bruised my budget with my first DSLR buy, including Nexus housing, Nikon D100, Inon Z-240, lenses, ports, etc. Now, in mortal terror of a flood, I'm looking for opinions on camera flood/damage insurance.

Thanks in advance for your input!


Best Regards,

 

[havnmonkey]

I've been recommended Divers Equipment Protection Plan or DEPP insurance by a friend of mine who just had a new camera paid for by them. I know I've seen talk about them on the board before, all positive. I'll be signing up in the next week before I go to Roatan.

 

[Taxgeek]

DAN has a great program, I use them. It's cheaper than DEPP, and they give you $ rather than a replacement item if you have to make a claim. There's an excellent thread over at Wetpixel forums - I think it is stickied in one of the general forums. Dan has an exclusion for if you drop your camera off the boat and it sinks out of sight, however, which Depp doesn't have.

 

[peterjmaerz]

Thanks guys,

Taxgeek, I found that thread on Wetpixel and, actually, it lead me toward the Niksecure insurance thru Nikonians . That's looking like the best I've found so far. Check out the FAQ's

http://www.niksecure.com/


Thanks again for your replies, gents.

Best,

 

[alcina]

I have used DEPP for years.

Whatever one you choose, make sure to read all of the fine print - I've seen several people get burned by the tiniest thing. If you are unsure, ask before you buy!

 

[pakman]

Now does anyone know of any ins. companies that provide camera flood insurance available out in Asia??

 

[Jason Ooi]

You mean travel insurance....

Now does anyone know of any ins. companies that provide camera flood insurance available out in Asia??

 

[pakman]

You mean travel insurance....

actually I mean insurance for camera flooding...

 

[Jason Ooi]

I asked before "No insurance" will take the risk, maybe you can get other insurance agency....If you know please send me a PM...thanks in advanced

actually I mean insurance for camera flooding...

 

[pakman]

I asked before "No insurance" will take the risk, maybe you can get other insurance agency....If you know please send me a PM...thanks in advanced

Yeah I've been asking around as well. Looks like I would either have to get some form of comprehensive travel insurance to cover "damage" and theft, but not sure that will cover a flooded camera. Alternative is to use a home owners/ renters insurance to cover the equipment...