I doubt it is possible for any compressor to pay for itself if you are just looking at cost per air fill. Dive shops really don't make anything on tank fills. I bought my compressor used off ebay about 3 years ago for a very good price it was sold "local pick up only" in the middle of no where a full days drive away and with a couple of potential issues (220 volt 3 phase, 25 years old, etc) base unit $250, I have invested another $300 converting it to gasoline, etc. and would still like to update the filtration. Add to this the cost of filters, compressor oil, and most importantly your time at roughly 2 tanks per hour fill rate and you would be lucky not to loose money. In my case I have not used my compressor as much as I had hoped (mainly lack of free time), still I expect over the years that it will easily be worth every penny to me. In my case the nearest dive shop is located about 60 miles away, and operates limited hours (9-5 mon-fri and a half day saturday) also I have my own 28 foot sailboat, and while not an ideal dive platform, it can work.
Ike