outofofficebrb
HARRO HUNNAYYY
Or "other".
We travel a lot. So we have purchased an annual travel medical / trip cancellation / trip interruption insurance policy. It costs more than DAN, but then it also covers much more than DAN. It is a single policy that covers everything. You may (will?) find that even if you purchase a DAN product you will still need to purchase other travel products.
And remember: Insurance is regulated at a state / province level. So products vary depending upon where you live. Our Blue Cross product is only available in eastern Canada.
there was a recent thread https://www.scubaboard.com/communit...eaboard-departure-due-to-flight-issues.546611
regarding LOB insurance.
Yes, I have the DAN Guardian Plan but I still purchase travel insurance, especially if I am doing liveaboard. I get the Dive Assure Travel Insurance which covers dive specific travel and has a liveaboard rider. I haven't found anyone else that does the liveaboard rider. I even go as far as triple dipping and get the Geo Blue Traveler's Medical insurance for non-diving for $1Million $0 deductible. It's very, very inexpensive and the rate is primarily age and zip code based, I believe.
Some folks tout that they have great credit card coverage for things like trip cancellation, interruption, etc.; however, read the benefits guide and fine print. What is actually covered by paid supplemental insurance for travel is not usually entirely covered by the credit card benefits. I have a pretty travel benefit-laden credit card (Chase Sapphire Reserve) and it is not enough reassurance for me, especially on a liveaboard trip which is $$$.