My intentions for this thread are not to piss everyone off, or to be put down as a naive diver.
I live and work in Colorado. Everyone around me is a diver. I managed to find someone who just returned from the Caymans, right before our departure. She was a new OW and explained that her first dive was 100ft. This made me and my wife a little nervous. We explained to the DM's on the boat that we were nervous about it, but they felt it was OK for us to go that deep, explaining that if we weren't comfortable, then just to follow above them.
I don't know what it is about the dive community, but everyone we have run into is just a great person. We always feel 'at-ease' when we are with other divers - like they are family. So maybe we were foolish going that deep, but it was comfortable for us with the people we were with. And, last time I checked... I was not dead.
This conversation has made me think about it a little more, and now that I am enlightened, I will sure try to get in for training to go deep as soon as possible.
Thanks for your input.