I don't use nitrox in Cozumel. Just not necessary. Usually the first dive is the deepest but you rarely spend a lot of the dive at depth. Maybe if I were going to do 4 dives a day I'd think about it but I've never done 4 a day there. Typically I do 2 and sometimes 3. Save your money.
Well, I guess maybe you are average or less on air or have a liberal computer. I can't dive air without zeroing out bottom time. None of this diving is anything crazy or deep. Now I do dive a Mares wide. Perhaps if I had an Oceanic, but that would not change the nitrogen loading that my Mares says is bad. The chambers do a fair business with divers in Coz. Now if you are going to dive a timed dive op, where they bring you up at a set time, they you are probably fine.
Dove Punta Sur last week and was down to 5 minutes no deco on 32% Nitrox at a max depth of 88 feet on 52 minute dive. And I didn't dive the day before.
Of course I did Columbia Shallows for 1hr 50min and without a shovel actually hit 31 feet once and never saw a reduction from 99 min no deco.
I don't know about other places as mostly all of my diving is in Coz, but I would guess Coz dive profiles lend themselves well to nitrox except for cattle boats with 30/45 min, two dive plan.
I know someone who got bent in Coz recently, just a little. He took two chamber rides, had to move plane reservations and isn't supposed to dive for 6 months. His computer, well be it an Oceanic, never went into deco and he wasn't diving much or the day before. The dive itself I am told was a relatively long one, but nothing unusual otherwise.
So my advice is look at your air consumption and your op. If either of them result in short dives, then maybe it is excessive. If not, I would not so lightly dismiss it. Talk to some people bent with undeserved hits. I dive nitrox ALL the time. And of course I have DAN insurance too.
"Geezer gas, it ain't just for geezers in Coz"