kadleck
Contributor
I suggest you look at your hand when at depth! Mine turn very white (perhaps I'm unusual, but doubt it - not 'cos they're cold either; water temp is 30+ Celcius here!). I know many people who use hand as white balance, and skin tones look as they are underwater - whitish!Hmmm.. White balance assumes a neutral target.. your hand is usually what in photo terms is called 'fleshtone'.. ie.. not neutral.
Anything whitish or grayish will work ..
Anyway, RAW is certainly the best way to go, if you can.