Really, only you can answer that question. I've loved my PnS's because of their flexibility -- I absolutely love my EPL-1 because it is as flexible (I think) as my Canon S80 (that is, wide - macro - video during the dive using the "kit" lens) and the image quality is significantly better (and the S80 is good!) due to its much more sensitive (larger) sensor. But then I think about getting a "real" WA lens for the Pen and a Zen port -- i.e., drop another $1500 -- and then a true macro lens -- and then, hey, why not a decent tele lens for above water -- and then why would I bring my Canon Rebel with its lenses on a trip when I have the Pen -- well, you get the issues.
Decisions, decisions. IF all I was planning on doing was "snapping pictures" I'd go with the PnS.