letsgodiving
Contributor
friscuba:I'm sort of wondering how the CC companies handle it when there's a paper trail with clearly stated refund policies the consumer has signed off on that the consumer is in violation of? If the agreement clearly states a time window that no refund will be available, not to mention trip insurance is offered, how's that fly with the CC company when one tries to dispute payment?
Am-Ex have always taken my side in any claim/dispute, and I haven't had any problems. I used to try and settle things with retailers myself but logging on and canceling the payment is so easy, and I always get my money back. Am-Ex have a legal department, how they go about recovering the funds is their business.