As with many things I have learned as a newcomer to diving, I think the best answer is to avoid the need for the question in the first place.
Two things:
I do feel it is my responsibilty to learn my gas needs and know what to expect in advance of a dive plan to the best of my ability; and my responsibility to be sure that those I dive with are aware of the limitations of my experience and thus potentially my accuracy with gas planning (and anything else pertinent, and that we all agree how to deal with potential contingencies arising therefrom). Whatever we do together from that point forward is with full informed consent (though I certainly would not be happy with my performance if I did have to bail out, and would apologize to my companions and likely pony up lunch or beer or some consolation).
In particularly new situations where I don't have reasonable confidence in being able to complete the dive without having to yank back on my companions, I have found the most effective approach is to engage in such dives under instruction. That way, in effect, I have indeed paid for the other's dive, in advance (I am the dive!).
I all cases, I am extremely fortunuate in having my own permanent buddy (my wife), and our diving skills and performance are pretty well matched, so at least I get to skip the random-buddy part ... we would only impact the wider group.
Cheers,
Walter