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Are you sure about that? Canadian passenger vessels are subject to regulation just like in the US by the USCG. In the US, there is an UPV (uninspected passenger vessel) which can carry up to 6 passengers (6-pack) - in Canada, the cutoff is 12 passengers. Passenger Vessels FAQ - Transport Canada
Actually, In the USA you may have an uninspected 12 pack if the vessel is over 100 gross tons. S/V Juliet is one such vessel. We have toyed with making the Spree another.