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OK TY. It's an opportunity for you to answer in detail here where many will read your responses.
That has a discouraging tone to it...Hello SY,
From your question Im assuming that you want to know if this scenario would be covered. In general, when filing a claim one needs to prove that he was medically ok to dive, and that there are no pre-existing conditions.
For detailed information I welcome you to read our programs description of coverage, available on our website at http://www.diveassure.com/new/usa/coverage.asp
Thank you and dive safe!
The DiveAssure team.