Now I've only been doing this for two years...but I am loving it. I became an instructor in May of 2003 and so far I have worked in St. Thomas, over a year for a cruise line and will be working for a liveaboard in August. I have barely done any teaching but mostly divemastering and guiding. I make enough money to pay for my flights to the different locations, save a little, and make payments on my student loan (around 15K). Just because you are certified as an instructor doesn't mean you have to instruct. That is a great level of certification to get a job but a lot of times you may just want to be a divemaster. That way you get to dive more and get a lot of boat experience. I will be working for Blackbeard's Cruises this coming August and I can't wait for the opportunity to get all of that experience and seatime on their fleet of 65' sailboats. Being an instructor can take you all over the world but being an instructor with a captain's license can get you so much more. I can't wait to see where my career will take me. I'm loving every minute of it. I encourage anyone who likes to work hard and have fun doing it to get involved in the industry.