Especially those who have owned or been involved with a business vs not.
Excellent point, but here is my counter point.
My ethics code works this way:
I ask myself "if the situation were
reversed..what would likely happen?"
The resort owner gets cancer, big crisis, whatever...they close suddenly. Would they pay me for my lost time scheduled off at work, that could not be rescheduled, all my costs incurred, the kennel..on and on ..or not? well, if the answer is it's just another one of those UNI-lateral Business VS lone individual...then I have no problem ethically advocating for my position.
Recently when I told Delta, not to put us five on a plane to Atlanta (15 minute flight)if they already KNEW they were backed up, people sleeping on the floors, etc....we would rather stay at my sisters until the delays were moving again, THEY said NO, "its a non-refundable ticket". Well, guess what? I stayed calm until I got home and then got on the horn and debated/stuck up for my case for a few hours and forced them to pay for the hotel, by leveraging thru Am X. If the consideration does not work
both directions, then you are a chump if you don't bat for yourself.
I am a dive travel agent and I can't speak for other insurance company's but I recommend TravelEx insurance to my clients.
I thought hard about that, but the most likely scenario, by far, is that you will be delayed ONE day...so if you add up the 10-20 dollars per ticket, per person, times the numbers of trips you do in a year...it doesn't add up to me as money/odds well played.---I can see why
you would like it, because now it's not your problem that you have to hear about/sort out, and THEY paid for it. I mean that in the nicest most practical way...as an agent it is good for you, but I don't see that it is good for me, in most instances.