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lamont:there's no bonus points at the end for the person who lives the safest most boring life...
You got that right lamont.
Both of my parents died from cancer before I was 30. My mother had retired and did not live long enough to collect the full value of the contributions she made to her pension plan. Good thing she managed to take a couple of the trips she had been planning for a long time before she retired. Two weeks before she died, my father was diagnosed with cancer. Life changed for myself and my family. Over the past fifteen or so years we have taken a completely different outlook on life.
As it has been said before, it is about the risk/reward trade off. I am now looking at moving into part time consulting work. The risk is higher, but the trade off with my personal life will be well worth it.
OTOH, doing something safely does not mean taking the most boring path.