Personal Responsibilty in dive accident while subcontracted

[canuck_downunder05]

I'm curious to learn about the percussions of a dive accident if I have my own company and am sub contracted out by a dive shop.

Just curious as most instuctors in Thailand freelance and I am looking into the whole process of creating a company in order to get a work permit. Any tips?

Thanks,
Carissa

 

[almitywife]

my first question is are you a insured instructor???

 

[Quero]

Here in Thailand instructors do not need to carry personal liability insurance (though I and a number of others do anyway). Recourse to negligence claims here is not as transparent as in some other parts of the world. When a company registers with the Tourism Authority of Thailand, the company is required to have a minimum level of insurance issued by a Thai insurance company (I use a local agency underwritten by AIG), but not all companies register with the TAT. Right now dive industry registration requirements are under discussion, so things may change.

At any rate, make sure to get your divers' signatures on the releases, as that is your first line of defence in case you find yourself in difficulty.

 

[canuck_downunder05]

Yes I have personal liability insurance. Just the idea of creating my own business had me question some things.

 

[Benny-c]

Suggest you try DAN Insurance.

 

[canuck_downunder05]

Thanks. I've contacted the company I go through and got things figured out in terms of personal coverage along with coverage while working

 

[CoralSeaMan]

Before you spend time doing anything else you need to know the law in Thailand. Such laws vary widely