Your post seems to indicate that you will be diving locally, but you don't mention any thermal protection. I would think that anyone diving in Canada would have that as a primary consideration. If you have limited funds, I would think along those lines first. Find a way to be warm while diving and rent some of the rest for a while.
If you decide that you want a dry suit for your thermal protection, you may want to reconsider the jacket BCD. Some people argue (and it is debatable) that it is better to use a back inflate BCD or a backplate and wing if you are using a dry suit.
Tanks are often rented for a while until the diver feels more sure about what he or she wants or needs. If you have a limited budget, that is the first thing I would hold back on.
If you decide that you want a dry suit for your thermal protection, you may want to reconsider the jacket BCD. Some people argue (and it is debatable) that it is better to use a back inflate BCD or a backplate and wing if you are using a dry suit.
Tanks are often rented for a while until the diver feels more sure about what he or she wants or needs. If you have a limited budget, that is the first thing I would hold back on.